The Office of the Superintendent of Financial Institutions (OSFI) has directed on how deposit-taking institutions (DTIs) should treat new capital they make available to small and medium-sized enterprises through recently announced government programs.   The capital treatment for each program is as follows:   i) Canada Emergency Business Account: DTIs

The Canadian prudential regulator (OSFI) has published a consultative document on advancing proportionality in the capital and liquidity regime for small and medium-sized banks.    The document includes an overview of feedback that OSFI received in response to its July 2019 discussion paper.   The document also outlines changes that

The Conference of State Bank Supervisors has published an accountability report on financial technology companies (fintechs) initiatives.   The report outlines progress made on a series of initiatives to streamline state licensing and supervision of fintechs.    A copy of the report can be accessed here.   Photo Credit: Pixabay

The Office of the Superintendent of Financial Institutions (OSFI) has released the final version of Guideline B-6 on Liquidity Principles.    Guideline B-6 sets out OSFI’s expectations around the management of liquidity risk for deposit-taking institutions.  It complements the minimum liquidity requirements set out in the Liquidity Adequacy Requirements Guideline. 

The Office of the Superintendent of Financial Institutions (OSFI) has published Guideline A-10: Foreign Bank Branch Deposit Requirement.    Guideline A-10 addresses OSFI’s expectations with respect to the minimum deposit which authorized foreign banks must maintain in respect of their business in Canada.   It establishes rules around the required